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Updates:

SIPs hit a new high in November, exceeding ₹17,000 crore

Reduce your EMI burden significantly

Get returns from investment that we offer to reduce your EMI significantly

*SMART LOAN! for All your Need

50+ Banks/NBFCs

500 crore disbursals

Make the Right Choices and sail high

Our Loan experts will help you pick the best suited loan for your needs

*SMART LOAN! for All your Need

500+ Clients

100% Paperless Experience

Get the best loan offer in the market

Compare Offers from multiple lenders and choose the one that works for you

*SMART LOAN! for All your Need

5000+ Happy Clients

12+ Years Experience

Applying is Quick and Simple
Loan
Application
Documents
Submission
Documents
Verification
Loan
Disbursal

Benefits of Smart Loans

Multiple types of Loan

BCFC acts as a one-stop financial site for all credit needs like Home loan, Mortgage and Personal Loan

Loan + Investment

Get an enticing proposition of loan and investment, which is first of a kind in Indian market

Get steady returns

Get steady income throughout the loan time from our investments that will reduce your EMI burden

100% Paperless Experience

Avoid hassles associated with paperwork. Our process at BCFC is completely paperless

Flexible Repayment schedule

Flexibility to increase the monthly EMIs every year in proportion to the increase in your income

Ready EMI Calculators

Calculate the estimated EMI in less than a minute using our EMI calculators for all types of loan

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A Giant paradigm shift in the Indian Loan Space

BCFC specializes in providing swift credit for all kinds of loan requirements by digitally simplifying the process. Our services are free of cost to loan-borrowers. The unique aspect of our loan process is a part of loan amount goes into investment whose returns would cover your loan costs significantly A SMART Loan is a customized debt solution that can put you on the road to realizing your financial dreams. This SMART Loan solution can help you ease your debt burdens, gain financial independence and reach your debt freedom date sooner

  • 2 Years of Loan Disbursal

  • 1000 + Years of Higher Loan amount disbursal

  • 1000 + Satisfied customers all over India

Types of Smart Loans

Personal Loan
Home Loan
Business Loan
Property Loan
Gold Loan
Short Term Loan
Two-wheeler Loan
Car Loan

Documents Required for Smart Loans

Bank account statements for the previous 3 months.

Salary slips for the last 3 months.

Salaried

  • Aadhaar
  • PAN
  • voter's ID
  • driving license
  • passport

For Self-employed

  • KYC Documents
  • Income proof (IT returns for past 2 years)
  • Latest 6 months Bank statement

Proof of Address

  • Office address proof.
  • Proof of residence or office ownership